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B&HMan's Profile


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B&HMan B&HMan is offline

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  1. masklofumanto
    08-04-2019 09:33 PM - permalink
    masklofumanto
    Sorry about not replying sooner. You message was just a few days before I left for vacation. Anyway, I got through the course of Euflexxa injections in the right knee, and I think it's working. I've noticed an improvement in my walking. I'll be getting the injections into the left knee starting on 8/27.

    Yes, sometimes these threads bring back memories of what it was like to be young. Can you imagine that it was 41 years ago when I smoked my first cigarette?! Times were certainly different then, too. While I don't miss Jimmy Carter as president, the really bad taste in clothing, and some of the worst of disco (i.e., "Disco Duck", "You Can Ring My Bell", and everything recorded by the Village People), there's a lot that I miss from the seventies.
  2. masklofumanto
    06-11-2019 04:29 PM - permalink
    masklofumanto
    My insurance has me paying everything out of pocket until after I reach a $2,100 annual plan deductible. Then there's 50% coinsurance until reaching an out of pocket threshold around $6,500. The prescription plan is 50% coinsurance, but without being subject to the deductible, but the gel injections are an exception. To date I have $409 "credited" towards the deductible.

    Btw, last year the deductible was $1,500, but the plan changed upon renewal (that wasn't the only change). I didn't have a choice in the matter. It was either that or choose a different plan. It did make the monthly premiums cheaper.

    The high premiums with few real benefits is because of the misnamed "Affordable Care Act." I had decent insurance until 2014, when I lost the plan I had because it wasn't compliant with ACA. Another thing that angers me is that I have to pay for a children's vision care rider for the children I don't have, when I have NEVER had vision care covered by insurance in my ENTIRE life!

About Me

  • About B&HMan
    Biography
    I'm a loyal, dedicated B&H 100s (Menthol & Gold FF) man, never willing to give 'em up!
    Country
    Texas, USA
    Occupation
    retired
    Gender
    Male
    Age
    63

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  • Last Activity: 06-08-2020 02:30 PM
  • Join Date: 05-01-2018
  • Referrals: 0

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